Avocado Toast & Budgeting

There was an article reprinted in the National Post recently about an Australian millionaire’s opinion on millennials not being able to afford a home because they’re wasting money on avocado toast, at $22 per plate. The article was quickly mocked but it was an interesting article on two fronts: 1) the irresistible urge for avocado toast [...]

By | May 27th, 2017|News|0 Comments

Financial Literacy Among Students

A few weeks ago, I had the pleasure of speaking to a group of students ranging from first year to post-graduate during a University of Alberta Real Estate Association event. There were two other speakers who spoke about real estate but the topic of credit ratings, down payments and other financials were very clearly on the [...]

By | April 30th, 2017|News|0 Comments

Getting Pre-Approved For A Mortgage

You've been squirreling away your bonus cheques, savings and reducing the amount of times you visit Starbucks so you can finally get into your own home to build solid equity for your future. Now that you know what you want and what you can afford, it’s time to visit your local mortgage broker (i.e. to [...]

By | March 7th, 2017|News|0 Comments

Gather Your Mortgage’s Down Payment

For many people, saving enough for a down payment on a house is not an easy task. (You can't rely on finding One-Eyed Willy's treasure like they did in the Goonies movie, either!)  Once you have an idea as to how much you can afford on your home, relative to your salary and monthly costs, it's [...]

By | February 28th, 2017|News|0 Comments

Making the Transition: Renter to Homeowner

So, you’ve finally made the decision to transition from renter to homeowner? Congratulations! It is probably one of the biggest decisions you’ll make throughout your lifetime and no small feat. But don't fret! This is why it’s essential to surround yourself with a team of experts – including both a mortgage and real estate professional [...]

By | December 24th, 2016|News|0 Comments

Taking the Mystery Out of Mortgages

5 Questions Mortgage Borrowers Should Ask Before They Borrow It might be the first time you are getting a mortgage and may have a lot of questions that just aren’t getting answered through your Google search. You may also be too afraid of asking them for fear of looking ill-prepared for the biggest purchase you’ll probably [...]

By | December 12th, 2016|News|0 Comments

Ho-Ho-Holiday Mortgage Renewal

It’s the season of giving and although your sentiment might be in the right place, your wallet might not be. I can sympathize with the holidays being a tough time to get through when you’re a little strapped for cash. If it’s that time to renew your mortgage, though, this holiday might just be very [...]

By | November 25th, 2016|News|0 Comments

CMHC Changes in Effect Across the Country

Changes are happening to the Canadian mortgage industry that will affect a number of Edmontonians. This was an announcement from the Minister of Finance in Ottawa that took the industry by surprise and affects families’ abilities to qualify for a mortgage on their dream property – but it certainly doesn’t prevent them from qualifying for a mortgage on [...]

By | October 20th, 2016|News|0 Comments

If You Like It, You Should Put A (Key)Ring On It

Estimates on the number of single women buying homes run as high as 25%, according to HGTV’s Buy Herself host Sandra Rinomato, who compares that number to approximately 10% of home purchasers by single men. Women are increasingly looking for ways to become financially independent, and investing in real estate and building equity for themselves [...]

By | September 29th, 2016|News|0 Comments

What Does a Mortgage Broker Do?

A frequently asked question People often ask about my line of work and what exactly I am able to do for them when it comes to helping them invest in real estate. “What does a mortgage broker actually do?” they ask. It is an easy question to answer in that I look for the best [...]

By | July 27th, 2016|News|0 Comments